Chimney Liners: Does Your Home Have One – Do You Even Need One?

You rely on your chimney being safe. Whether you use your fireplace for wood-burning fires, you have a furnace that vents through your chimney, or you utilize a wood stove or gas insert, your chimney needs to be able to handle heat and sparks without allowing damage to your home. Stone or brick chimneys can be made safer with a flue lining that helps to move heat and gases up and out of your home.

Chimney liners are a protective barrier usually made of metal or ceramic. Liners insulate heat moving through the chimney, protecting flammable areas of your home’s structure. They also protect flue masonry from cracks or crumbling mortar due to repeated heating and cooling.

Why worry about your chimney liner?

Cracks or damage can lessen the effectiveness of the liner, which make burning anything in your fireplace or wood stove risky. Plus, if your liner is damaged, you may have a hard time passing a home inspection and selling your house until it’s repaired or replaced.

In the “olden days,” chimneys were completely unlined or only lined with clay tiles, which could crack or break relatively easily. Especially if you have an older home, an excellent first step is to have a masonry or chimney expert examine your chimney and assess its integrity.

Do you burn wood in your fireplace regularly? You should definitely have your chimney liner inspected as part of an overall maintenance plan performed at least once a year. Cleaning is a good idea as well: The products of burning wood, called creosote, can build up in your unlined or improperly lined chimney, and may eventually cause a fire. Cleaning and inspection from a chimney professional, sometimes called a chimney sweep, averages $298 in the US, according to HomeAdvisor’s surveys of homeowners.

How do you know if your liner needs to be repaired or replaced?

Because it’s hard to see into your chimney, you may be uncomfortable determining whether your chimney professional is accurately assessing your needs. There are two options for confirming a diagnosis of damaged chimney liner:

1. See for yourself. From inside the house, open the flue and look up as far as you can. Next, check the chimney from the roof by removing the cap and doing a visual inspection. Any signs of cracks or rough edges can signify an issue and confirm your chimney professional’s assessment.

2. Hire a chimney professional with a camera. Most modern chimney companies run a scope with camera down the length of the chimney as part of their inspection. Upon request, they’ll likely be willing to record the video and share it with you, detailing the issues they see.

What if you don’t have a chimney liner at all?

If your home is older and you’ve determined that your home only has the stone or brick of the outer chimney, you need to decide whether a liner is necessary. First, check your city’s fire code. This may mandate that you install a liner if you’re making any changes to or installing a wood-burning stove or fireplace. If you burn wood in your fireplace or in a wood-burning stove, it’s recommended that you have a stainless-steel liner to prevent overheating your chimney and risking a fire. In some locations, your city’s fire code may mandate that you install such a liner if you’re making any changes to or installing a wood-burning stove or fireplace.

However, if you’re not using your fireplace and your chimney acts solely as a vent for your furnace or water heater, you may not need to have a liner installed. Cracked masonry should be addressed from an energy-savings perspective — a lot of air could be escaping from your home, depending on where the damage to the chimney is located — but it’s not likely to be a fire hazard.

Homeowners with gas or electric inserts most likely do not need a new liner because those types of fuel don’t produce enough heat to damage a masonry chimney.

Do you have questions about your chimney and whether it needs a new liner? A chimney professional can answer your questions and schedule an inspection for your home.

Written By Realty Times Staff

Source: https://realtytimes.com/consumeradvice/homeownersadvice/item/1004335-20170802-chimney-liners-does-your-home-have-one-do-you-even-need-one?rtmpage=

September 19, 2018   No Comments

The 10 Most Popular New Bathrooms

Our Trending Now series features the most-saved photos uploaded to Houzz in the previous three months.

Customization and creativity stood out to Houzz users who saved their favorite bathroom photos over the last three months. Furniture transformed into vanities, colorful mosaic-tiled floors and living walls are all great features that can add a creative, custom touch to a bathroom. See the most popular bathroom photos on Houzz in this top 10 countdown.

 

September 17, 2018   No Comments

Top 10 Most Expensive Mistakes You’re Making on Your Home

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Homes cost a lot of money to maintain. But are you spending extra money unnecessarily on upkeep? Here are the 10 most expensive mistakes you could be making in your home.

1. Using Traditional Light bulbs

If you still have incandescent light bulbs in your home, you could be throwing a lot of money away every month on inflated electric bills. Over its life span, an incandescent bulb can use $180 worth of electricity. A CFL will only use $41 worth of electricity over the same time period. Even better is the LED bulb, which only uses $30 per bulb. Think what replacing every light bulb in your home could do to your home’s bottom line.

2. Ignoring a Leaky Faucet

A leaky faucet that drips one drop per second can waste more than 3,000 gallons per year, which is enough water to take more than 180 showers. Some of us live in areas where water is plentiful, but for those of us in areas plagued with drought, this could be costing you a fortune. Fix or replace your leaky faucet and save a ton on your water bill.

3. Using the Wrong Air Filter Size

We all sometimes forget to change out the air filters for our HVAC systems or accidentally buy the wrong size. But using the wrong filter or a dirty filter can increase your power bill and cause expensive problems for your furnace down the road. Use the correct filters for your system, and set a reminder to change them after the recommended amount of time. You won’t regret it.

4. Not Customizing Temperature

Invest in a customizable thermostat. If you’re away at the office all day, you can program your heater to shift down a few degrees while you’re gone and then shift back up shortly before you return home. Heating or cooling an empty home wastes a lot of money in energy costs.

5. Not Adjusting Air Vents Properly

Is one room in your home hot, while the others are cold? Oftentimes homeowners will crank up the air conditioning in the whole house to combat hot temperatures in one area. Instead, adjust air vents to direct the flow of air more evenly throughout your entire home. Professionals will come regulate this to ensure that your entire home is receiving the same amount of air conditioning or heating.

6.Over Watering Lawn

Many homeowners have their sprinkler systems programmed to come on in the early morning hours for optimum lawn health. This can become a problem, however, if you’re never around to see what you’re actually watering. A broken sprinkler head could be causing a fountain, or the trajectory of your sprinkler may be directed at a fence instead of your lawn. Periodically run your sprinklers during the day so you can see how they are performing when you’re not around.

7. Water Heater Temperature Set Too High

Unless you have a tankless water heater, your water heater is keeping the water in its tank hot 24/7. If you don’t keep an eye on the temperature as each season changes, you may be paying too much to heat your water. Decrease the temperature in the summer, and bump it back up when winter comes.

8. Leaky Windows and Doors

Leaky windows and doors are great places for cold, winter winds to enter your home. Many homeowners simply ignore them and crank up their heaters. Caulk leaky windows and put rubber seal around doors to keep winter winds out and warmth in.

9. Paying a Handyman

Don’t pay a handyman for a job that is simple enough to do yourself. If you’re unsure of how to do something, look up video tutorials online. Doing simple tasks yourself can save you a lot of money.

10. Ignoring Curled Shingles

It may be easy to ignore problems on your roof, but it will only lead to bigger problems later. If you see any possible issues with your roof, repair them as soon as possible, as this will save you significant costs later.

Use these 10 tips to cut maintenance costs on your home today.

 

Written By Cary Teller

Source: http://blog.rismedia.com/2016/top-10-expensive-mistakes/?utm_source=newsletter&utm_medium=email#close

September 10, 2018   No Comments

Get Your Home Organized With a Back-to-School Checklist

Seeing old friends, meeting new teachers and saying goodbye to summer (waah!): The beginning of the school year is a flurry of activity and mixed emotions. Make this transition as smooth as possible for kids and yourself by spending some time during the last few weeks of summer vacation putting smart systems in place around the house. From gathering lunch-making supplies and keepsake boxes to organizing wardrobes, hanging backpack hooks and more, here are 13 tasks to check off your list for a home that’s ready for the first day (and beyond).
13. Schedule downtime. There’s no denying that the back-to-school period is exciting and demanding — but I think that’s all the more reason to schedule extra downtime. Keep the summer spirit alive a bit longer by keeping those first weekends free.
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Source: https://www.houzz.com/ideabooks/70312301/list/get-your-home-organized-with-a-back-to-school-checklist

August 14, 2018   No Comments

5 Reasons to Hire a Real Estate Professional Before Entering the Market!

Whether you are buying or selling a home, it can be quite the adventure. In this world of instant gratification and internet searches, many sellers think that they can ‘For Sale by Owner’ or ‘FSBO,’ but it’s not as easy as it may seem. That’s why you need an experienced real estate professional to guide you on the path to achieving your ultimate goal!

The 5 reasons you need a real estate professional in your corner haven’t changed but have rather been strengthened by the projections of higher mortgage interest rates and home prices as the market continues to pick up steam.

1. What do you do with all this paperwork?

Each state has different regulations regarding the contracts required for a successful sale, and these regulations are constantly changing. A true real estate professional is an expert in his or her market and can guide you through the stacks of paperwork necessary to make your dream a reality.

2. So you found your dream house, now what?

There are over 230 possible steps that need to take place during every successful real estate transaction. Don’t you want someone who has been there before, someone who knows what these actions are, to ensure you achieve your dream?

3. Are you a good negotiator?

So maybe you’re not convinced that you need an agent to sell your home. After looking at the list of parties that you will need to be prepared to negotiate with, you’ll soon realize the value in selecting a real estate professional. From the buyers (who want the best deals possible), to the home inspection companies, all the way to the appraisers, there are at least 11 different people who you will need to be knowledgeable of, and answer to, during the process.

4. What is the home you’re buying/selling really worth?

It is important for your home to be priced correctly from the start in order to attract the right buyers and shorten the amount of time that it’s on the market. You need someone who is not emotionally connected to your home to give you its true value. According to a recent article by the National Association of Realtors, FSBOs achieve prices significantly lower than the prices of similar properties sold by real estate agents:

FSBOs earn an average of $60,000 to $90,000 less on the sale of their home than sellers who work with a real estate agent.”

Get the most out of your transaction by hiring a professional!

5. Do you know what’s really going on in the market?

There is so much information out there on the news and on the internet about home sales, prices, and mortgage rates; how do you know what’s going on specifically in your area? Who do you turn to in order to competitively and correctly price your home at the beginning of the selling process? How do you know what to offer on your dream home without paying too much, or offending the seller with a lowball offer?

Dave Ramsey, the financial guru, advises:

“When getting help with money, whether it’s insurance, real estate or investments, you should always look for someone with the heart of a teacher, not the heart of a salesman.”

Hiring an agent who has his or her finger on the pulse of the market will make your buying or selling experience an educated one. You need someone who is going to tell you the truth, not just what they think you want to hear.

Bottom Line

You wouldn’t replace the engine in your car without a trusted mechanic, so why would you make one of the most important financial decisions of your life without hiring a real estate professional?

 

Written By KCM Crew

Source: https://www.keepingcurrentmatters.com/2018/08/07/5-reasons-to-hire-a-real-estate-professional-before-entering-the-market/

August 8, 2018   No Comments